Baccarat Rules

What is Baccarat?
Pronounced as 'bah-cah-rah', this is not a very complex game. Like any game, Baccarat does have its quirks, but once you get used to them, this game is quite a lot of fun. The word ‘baccarat’ is used for cards or hands worth zero points. Baccarat is a card game played at casinos in several different versions. The most popular one provided by most casinos is called puntobanco. PuntoBanco is played with four, six or eight decks shuffled together. It can be played with up to twelve or fourteen players, but one player can play alone against the casino.

Why is Baccarat a smart and popular choice?
Just because James Bond played it in one of the movies does not mean that you have dress up in a sophisticated manner or be rich to play this game. This is a game for all players with big or small bankrolls.
This game is best for beginner players as there are no advanced strategies and the house edge is smaller than most other casino games. One of the reasons this game is extremely popular is its uncomplicated nature.
The rules of baccarat are very simple and fixed. The outcome is never affected by other players like in other games such as blackjack. Unlike blackjack, baccarat allows you to bet with the dealer, i.e. the players or the bankers. For educated and serious gamblers, baccarat is a great choice that will help you fulfil the purpose of going to the casino that is to make money.

BLOG – THE BACCARAT CODE Baccarat Dynamic Lines of Symmetry October 31, 2019 by Dr Bill Lim Announcing the immediate availability of the latest publication: ‘Baccarat Dynamic Lines of Symmetry’. Baccarat Card Values: It is important to know the card values in baccarat. Cards from two to nine are worth face value. Tens and face cards are worth zero. Aces are worth one point. Also, hand values are a bit different to other card games but not complicated. The score of a hand is the sum of all cards.

Main Types of Baccarat Bets:
There are only three main bets to make the player that are as follows: punto which is the player, banker or banco and tie which is a stand-off. The tie is not recommended because of its high casino advantage. In the event of a tie and no one bet on a tie, the hand is considered a ‘push’ and all wagers are returned.

Baccarat Card Values:
It is important to know the card values in baccarat. Cards from two to nine are worth face value. Tens and face cards are worth zero. Aces are worth one point. Also, hand values are a bit different to other card games but not complicated. The score of a hand is the sum of all cards. Any sum that reaches two digits drops the left digit.
For example, a hand consisting of 6 and 7 would be 13, but by dropping the left digit, the hand value is 3. Similarly, a hand consisting of 2 and 4 is 6, and there is no digit to drop so the hand value is 6. In case of hand consisting of 3, 7 and 10, the sum is 20, but it is worth zero points.
The best possible score in baccarat is 9. This is also known as ‘natural’, and it stops all play.

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Baccarat Betting:
Before the cards are dealt, you can place the bet on either the player, banker or tie. The payoff for player and banker bet is 1 to 1, however, if you win a banker bet the casino keeps a 5% commission from your bet. Because banker bets have a lower casino advantage, the payoff tie is usually 9:1 or 8:1 depending on house rules. This bet has the highest casino advantage of over 14% and thus is not recommended in the long term. If you bet on a player, you receive a house edge of 1.24%, and if you bet on a banker, you get an edge of 1.06%, so betting on the banker is the wisest baccarat play.

What is the objective of this game?
Such card games either make you a lot of money or bankrupt you. Both the dealer and the player are dealt two cards. In some cases, an additional third card is needed to determine the outcome of the game. The hand that is closer to 9 wins. The winnings are then paid on corresponding bets. The purpose of the game is to bet on a winning outcome.

Third card rules:
The third card is dealt according to ‘third card’ rules. These rules are compulsory and therefore automatically applied by the dealers.

Rules for the Player hand:
If a player’s hand has a value from 0 to 5, he must draw the third card. If the player’s hand has a value of 6 or 7, he must stand. If the player’s hand has a value of 8 or 9, both hands stand, and this is called ‘natural'.
After the player's hand receives a third card, the banker’s hand receives a third card according to the following rules.

Rules for the banker hand:
If the banker’s hand has a value from 0 to 2, he must draw a third card. If the banker’s hand has a value from 3 to 6, he draws a third card or stands depending on the player’s third card value. If the banker has a hand value of 7, he stands without drawing a card, and if he has a hand value of 8 or 9, that’s known as a ‘natural’ and both hands stand.

Rules of conduct in a casino:
Since the dealer is not allowed to take money directly from the player’s hands, you should ask the dealer for change by buying the chips with the cash you have placed on the layout.
Do not look at the player cards if you are the bettor with the largest wager on them, until both the player and banker cards have been dealt with. If you hold the banker’s card, do not peak at your cards till he dealer has turned the player hand face up.

The casino usually provides score sheets and pencils so that baccarat players can easily keep track of their results. There are no strenuous strategies involved, no deciding whether to hit, raise or stand. It is perfect for people who are graduating from slots and want a better chance at winning and making money.

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Game Features

• Payout up to x8.9
• Choose how much to bet
• Bet on player win, banker win or tie
• Turn sound on / off

Types of Bets

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• Player Win
• Banker Win
• Tie

How to play

The objective in Baccarat is to correctly guess which of three possible propositions will win the round: player, banker or tie. Whichever hand is closest to nine is the winner. Cards are given point values as follows. Face cards and tens have no value. 2 – 9 are counted at face value. Aces are valued at 1. Counts that reach double digits drop the first digit and are revalued (so 15 becomes 5).

For each coup, two cards are dealt face up. If either the player or banker or both achieve a total of 8 or 9 at this stage, the coup is finished and the result is announced: a player win, a banker win, or tie. If neither hand has eight or nine, the drawing rules are applied to determine whether the player should receive a third card. Then, based on the value of any card drawn to the player, the drawing rules are applied to determine whether the banker should receive a third card. The coup is then finished, the outcome is announced, and winning bets are paid out.

If the player has an initial total of 0–5, they draw a third card. If the player has an initial total of 6 or 7, they stand. If the player stood, the banker regards only their own hand and acts according to the same rule as the player. If the player drew a third card, the banker acts according to the following rules. If the banker total is 2 or less, then the banker draws a card, regardless of what the player third card is. If the banker total is 3, then the banker draws a third card unless the player third card was an 8. If the banker total is 4, then the banker draws a third card if the player third card was 2, 3, 4, 5, 6, 7. If the banker total is 5, then the banker draws a third card if the player third card was 4, 5, 6, or 7. If the banker total is 6, then the banker draws a third card if the player third card was a 6 or 7. If the banker total is 7, then the banker stands.

Please check the Paytable tab in the game page to see payouts.

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Provably fair

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When you open the game page the server generates a secret and a seed and reveals its hash (using HMAC SHA256 algorithm). The server secret represents randomly shuffled card deck. The server seed is a cryptographically secure random alpha-numeric string. The hash of these 2 strings helps to ensure that the initial card deck is not altered after you choose the bet amount. After the game is finished the server secret and the server seed are revealed, so you can easily calculate and verify the hash.

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When you play a game you can pass an extra custom string – client seed (if it’s not specified a random number is automatically generated by your browser). The server will then calculate another hash using the server secret, the server seed and the client seed. The last 5 chars of this hash (representing a hexadecimal value) will be converted to an integer. The result number will be divided by 52 (number of cards in the deck) and N cards will be cut (moved from the top to the bottom of the deck), where N is the remainder of the division. Because the client seed can not be predicted by the server the number of cards cut from the initial deck is completely random and hence you can be sure that the game result is fair.